Privacy Policy — Varhue Solutions LLC

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Last Updated: September 01, 2025

Varhue Solutions LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy ("Policy") explains how we collect, use, share, and protect your information when you visit our website (the "Site") or provide information to us through online forms. By using our Site, you agree to the terms of this Policy. If you do not agree, please do not use our Site.

Information We Collect

When you use our Site, we may collect the following types of personal information to provide you with accurate life insurance quotes and services:

Name
Date of Birth
State of Residence
Phone Number
Email Address
Monthly Budget Preference
Intended Policy Beneficiary (e.g., spouse, child, or other)
Intended Use of Coverage (e.g., mortgage protection, final expenses, family security)
Comfortable Monthly Budget for Coverage

We also automatically collect certain technical information when you interact with our Site, such as your IP address, browser type, device information, and browsing activity through cookies and similar technologies.

How We Use Your Information

We may use the information we collect to:

Provide you with life insurance quotes tailored to your information.
Connect you with licensed insurance agents or carriers.
Contact you by phone, email, or text message regarding your inquiry (including through automated dialing or messaging systems; message/data rates may apply).
Send you updates, special offers, or information about products and services related to life insurance.
Improve our Site, marketing, and services through analytics and user feedback.
Comply with legal and regulatory requirements.

How We Share Your Information

We may share your information in the following ways:

With licensed insurance carriers, agents, or brokers for the purpose of providing life insurance quotes and services.
With third-party service providers who support our business operations (such as website hosting, email services, analytics, or marketing tools).
When required to comply with legal obligations, regulations, or in response to lawful requests.
In connection with a business transaction such as a merger, acquisition, or sale of assets.

We do not sell your personal information to unrelated third parties for their own marketing purposes.

Protection of SMS Opt-In Data: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. Your mobile phone number and SMS consent are used solely for the purposes described in our SMS Terms.

SMS/Text Message Communications

If you opt in to receive text messages from us:

We will send you SMS messages related to your life insurance inquiry, quotes, and appointments
Message frequency varies based on your interaction with our services
Standard message and data rates may apply
You can opt out at any time by replying "STOP" to any text message
For help, reply "HELP" or contact us at (714) 477-3593

Important: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

For complete SMS terms, please see our SMS Terms & Conditions.

Cookies & Tracking

We use cookies, tracking pixels, and similar technologies to enhance your experience on our Site, understand visitor activity, and deliver relevant advertising. You may disable cookies in your browser settings, but some features of our Site may not function properly if you do.

Children's Privacy

Our services are intended for adults age 18 and older. We do not knowingly collect information from children under 13. If we become aware that a child has provided personal information, we will promptly delete it.

Your Choices

Email: You may unsubscribe at any time by clicking the "unsubscribe" link in our emails.

Text Messages: You may opt out of text messages at any time by replying "STOP."

Cookies: You may disable cookies in your browser settings.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission or storage is completely secure.

Changes to This Policy

We may update this Policy periodically. Any changes will be posted on this page with the updated "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy or how your information is used, please contact us at:

Varhue Solutions LLC
3700 S Plaza Dr Apt J211
Santa Ana, CA 92704
Email: [email protected]
Phone: (714) 477-3593