Trusted Carrier Partners
See how affordable mortgage protection really is — most homeowners pay $30–$100/mo.
Here's exactly what happens next.
No paperwork marathons, no pushy sales process. Here's exactly what to expect.
Tell us your zip code, mortgage balance, and age. That's all we need to start matching you with the right carriers.
Takes ~2 minutesA licensed agent compares rates from 3–4 A+ rated carriers side by side and answers every question. No pressure, no jargon.
15 minutes, on your schedulePick the policy that fits your budget. Most are approved within days with just a health questionnaire — no medical exam in most cases.
Often approved in daysYour family receives a lump sum that pays off the mortgage. They keep the home, free and clear.
Many policies also pay if a serious illness or injury keeps you off the job. The mortgage still gets covered.
Most homeowners get pitched a "mortgage protection" product by their lender. It's not the same thing.
Straight answers, no fine print surprises.
It's a life insurance policy designed specifically for homeowners. If you pass away — and with many policies, if you become seriously ill or disabled — the policy pays a lump sum your family can use to pay off the mortgage, so they keep the home.
The mortgage insurance offered by lenders pays the bank, not your family, and the coverage shrinks as you pay the loan down while the premium stays the same. A real mortgage protection policy pays your family directly, stays level for the full term, and is yours to keep even if you refinance or move.
In most cases, no. Many of our mortgage protection policies are approved with just a health questionnaire and a phone interview. Coverage decisions are typically made within days.
Most homeowners between 30 and 60 in reasonable health pay between $30 and $100 a month. Your actual rate depends on age, health, mortgage balance, and the term you choose — that's exactly what the free quote shows you.
Nothing changes. The policy belongs to you, not the loan or the property. Your coverage and your rate stay exactly the same if you refinance, move, or pay the house off early.
You'll get a quick confirmation text so you know who you're talking to, then you pick a time for a 15-minute call. On the call we compare 3–4 carriers side by side, and we only submit an application if the monthly cost passes your gut check. There's no obligation at any point.
Yes — 100% free with no obligation. As an independent agency we're paid by the carrier you choose, only if you decide to take a policy. Shopping multiple carriers costs you nothing and never affects your rate.